$1,935,000

106 St Simon Circle, Florida, 32550 | Miramar Beach

6 beds | 7 baths | 3,741 sq. ft.
Est. Payment: $11,359
Listing by: matt@mattmcguirerealtor.com

Overview

Completed in 2018, this three-story home captures the essence of coastal living with elegant design and modern comfort. Just steps from sugar-white sands and the emerald waters beyond, it offers six bedrooms, six and a half baths, and the versatility to serve as a full-time home, vacation getaway, or income-producing investment. Inside, an open-concept layout welcomes effortless flow from the bright living area through the dining space to a chef-inspired kitchen featuring granite countertops, stainless steel appliances, and a breakfast bar framed by classic white cabinetry. A second living area upstairs provides extra room for games or quiet conversation, while multiple ensuite bedrooms ensure privacy for family and guests. Beyond the glass doors, a private oasis awaits. Completed in 2018, this three-story home captures the essence of coastal living with elegant design and modern comfort. Just steps from sugar-white sands and the emerald waters beyond, it offers six bedrooms, six and a half baths, and the versatility to serve as a full-time home, vacation getaway, or income-producing investment. Inside, an open-concept layout welcomes effortless flow from the bright living area through the dining space to a chef-inspired kitchen featuring granite countertops, stainless steel appliances, and a breakfast bar framed by classic white cabinetry. A second living area upstairs provides extra room for games or quiet conversation, while multiple ensuite bedrooms ensure privacy for family and guests. Beyond the glass doors, a private oasis awaits. The fenced backyard features a sparkling pool and spa, surrounded by paver terraces, a grilling station, and a shaded patio, perfect for outdoor dining and evening gatherings. A one-car garage and ample parking for seven vehicles add convenience, while the gated community enhances peace of mind. For those who value both lifestyle and opportunity, this home captures the best of both strong rental performance, abundant amenities including a community pool and picnic area, and the unmistakable allure of the gulf just down the street.

Property Type:
Detached Single Family
Built In:
2018
Property Size:
3,741 sq. ft.
MLS® ID:
990280
Listing Agent:
matt@mattmcguirerealtor.com

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Overview

The neighborhood

Miramar Beach

Located just east of Destin along the Emerald Coast, Miramar Beach offers a relaxed coastal setting with easy access to urban conveniences. Part of Walton County and stretching along Highway 98, the area is known for its white-sand beaches, turquoise waters, and approachable, family-friendly atmosphere.

Miramar Beach feels nostalgic yet modern, blending classic Gulf Coast charm with a wide range of dining, shopping, and recreational options. Its proximity to Destin allows residents to enjoy a quieter home base while remaining close to major attractions, entertainment, and services.

Explore the latest listings and view homes for sale in Miramar Beach below. Discover coastal homes in one of the most beloved and historic communities along Scenic Highway 30A.

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Lifestyle

Life in Miramar Beach centers on easygoing coastal living with plenty of ways to stay active and social. The beach is always close, but the lifestyle extends well beyond the shoreline. Nearby gathering spots like the Village of Baytowne Wharf offer boutiques, restaurants, galleries, and year-round events, while large retail destinations and lifestyle centers add everyday convenience.

Outdoor activities are a constant, from walking and biking along paved multi-use paths to tennis, pickleball, and time on the water. Miramar Beach is also known for its strong food scene, especially fresh, Gulf-sourced seafood served in laid-back coastal settings. The overall pace is welcoming and relaxed, making it easy to settle in whether you’re spending weekends here or calling it home full time.

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Architecture

Architecture in Miramar Beach is varied, reflecting the diversity of its neighborhoods and housing options. You’ll find everything from large single-family homes and classic coastal cottages to modern condominiums and Gulf-front residences with expansive balconies and water views.

Styles range from traditional beach-inspired designs with wide porches and pitched roofs to more contemporary buildings emphasizing vertical living and panoramic vistas. This mix gives Miramar Beach a flexible, approachable character, offering architectural variety rather than a single, uniform aesthetic, and reinforcing its role as a well-rounded coastal community.

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Gallery

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Travel & Access

Getting There
Miramar Beach is located east of Destin along Highway 98, offering convenient access to coastal amenities, shopping, and regional travel routes.

Airports
Destin–Fort Walton Beach Airport (VPS) is approximately 25 minutes away. Northwest Florida Beaches International Airport (ECP) is about 1 hour east. Private aviation options are available at nearby regional airports.

Drive Times
• ~10 minutes to Destin
• ~1 hour to 30A communities
• ~25 minutes to VPS Airport

Local Transportation
The area is primarily car-dependent, though walking and biking are possible in select neighborhoods. Ride-share services are readily available.

Seasonal Considerations
Peak travel seasons can impact drive times along Highway 98. Off-peak travel hours improve access

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Location

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