$790,000

4109 Hurt Street, Florida, 32408 | Panama City Beach

4 beds | 3 baths | 2,198 sq. ft. | 0.06 acre
Est. Payment: $4,637
Listing by: kim@scenicsir.com

Overview

Ideally positioned just one block from public beach access, this Panama City Beach home offers a relaxed coastal lifestyle in a sought-after location. Featuring four bedrooms, three full bathrooms, a heated spa-style pool, and generous outdoor living space, the property is well suited as a primary residence, second home, or vacation rental, with no HOA or rental restrictions.Designed for both everyday comfort and entertaining, the thoughtfully planned three-level layout includes multiple living areas, allowing for easy gathering or quiet retreat throughout the home. The main entrance on the second floor opens to a welcoming living and dining space that flows into the full-size kitchen with bar seating, complemented by a spacious deck ideal for al fresco dining. The third floor serves as a private primary retreat, featuring a spacious bedroom, a well-appointed bathroom with a garden tub and walk-in shower, and access to a covered deck offering Gulf views. The first floor includes two guest bedrooms–one with two sets of bunks and a twin bed–a full bathroom with a walk-in shower, and an expanded living area that provides bonus accommodations for family and guests.Outdoor living is enhanced by the heated spa-style pool and outdoor shower, creating a seamless transition from beach days to evenings at home. The South Lagoon public boat ramp is just minutes away, offering convenient access for boating and water activities, while popular local restaurants and St. Andrews State Park are a short walk or bike ride away, with scenic trails, pristine beaches, and abundant outdoor recreation.

Property Type:
Detached Single Family
Built In:
2007
Property Size:
2,198 sq. ft.
MLS® ID:
1000028
Listing Agent:
kim@scenicsir.com

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Overview

The neighborhood

Panama City Beach

Panama City Beach is a well-known and highly populated coastal community, offering an expansive 27-mile shoreline along the Gulf of Mexico. With wide beaches, established infrastructure, and a year-round calendar of activity, it stands as one of the most accessible and energetic beach destinations on the Emerald Coast.

Positioned just west of Panama City, the area benefits from proximity to a more historic coastal hub while maintaining its own distinct identity centered on beachfront living, recreation, and entertainment.

Explore the latest listings and view homes for sale in Panama City Beach below. Browse available properties and experience one of the most sought-after luxury communities along Scenic Highway 30A.

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Lifestyle

Life in Panama City Beach is active, social, and centered around the water. Residents enjoy easy access to boating, paddleboarding, fishing, and miles of sandy shoreline, along with natural escapes like St. Andrews State Park, a premier destination for hiking, wildlife viewing, and pristine beach access.

Dining options are plentiful and diverse, spanning breakfast cafés, seafood grills, Cajun-inspired kitchens, and upscale cocktail bars, many of which are designed with families in mind. The city’s annual events calendar brings consistent energy, with festivals such as UNwineD, Gulf Coast Jam, Food Truck and Craft Beer Festival, Mardi Gras celebrations, Emerald Coast Cruzin’, and Pirates of the High Seas Festival drawing both locals and visitors throughout the year.

Just east, Panama City offers a complementary lifestyle rooted in history, culture, and community. College campuses contribute youthful energy, while military installations add cultural diversity and civic pride. Walking tours, mural trails, farmers markets, fishing charters, and waterfront dining create a more grounded, historic coastal experience that balances the fast-paced rhythm of Panama City Beach.

Together, Panama City Beach and Panama City form a connected coastal environment that blends entertainment, nature, culture, and everyday livability.

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Architecture

Architecture in Panama City Beach reflects the scale and evolution of the community. Gulf-front high-rise condominiums line much of the shoreline, designed to maximize views and outdoor living with expansive balconies and open layouts. Inland, residential neighborhoods offer a mix of townhomes, resort-style developments, and single-family homes ranging from classic coastal designs to more modern builds.

Nearby Panama City adds architectural contrast, with older residential areas, historic structures, and established neighborhoods shaped by its roots as a fishing village and civic center. Together, the two communities present a broad spectrum of housing options that appeal to both lifestyle-driven buyers and long-term residents.

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Travel & Access

Getting There
Panama City Beach offers direct coastal access with convenient regional connectivity. The area is easily reached by car via Highway 98, providing a straightforward arrival for both full-time residents and second-home owners.

Airports
Northwest Florida Beaches International Airport (ECP) is approximately 30 minutes away and offers nonstop service to major U.S. cities. Additional regional airports support private and charter aviation.

Drive Times
• ~30 minutes to 30A communities
• ~30 minutes to ECP Airport
• ~20 minutes to dining and entertainment districts

Local Transportation
The area is primarily car-oriented, though select districts support walking and biking. Ride-share services are widely available throughout Panama City Beach.

Seasonal Considerations
Traffic increases during summer and holiday periods, particularly along Highway 98. Off-peak travel hours are recommended.

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Location

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